Does AZ Have Free Windshield Replacement
Due to the state’s high rate of auto glass claims, Arizona law requires car insurance companies to offer full glass coverage as part of comprehensive policies. But does that mean Arizona has free windshield replacement?
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State Mandate For Auto Glass Insurance
Arizona law requires insurance companies to offer comprehensive auto policies with a zero-deductible glass coverage option.
When you have this option and file a claim for a damaged windshield, the insurance company pays the full cost of the replacement, with no out-of-pocket expense for you.
This zero-deductible glass option might add about $100 to your annual premium. Which is well worth it in case your windshield breaks.
- Same Day Appointments Available
- Cash Back Windshield Replacement With Insurance
- Free Lifetime Warranty
- Unlimited Chip Repair in Arizona
- Great Customer Service
- Family Owned & Operated
- ADAS Calibration
- Free Mobile Service
- OEM Glass & More.
If Your Insurance Provider Doesn't Offer You Glass Insurance, Ask For It
You should explicitly ask for the no-deductible glass option when purchasing or renewing your auto insurance policy, as it may not always be automatically visible.
Windshield replacement is required for cracks or chips that obstruct the driver's line of sight, according to Arizona law. Costs can be anywhere from $800-$2400 out of pocket so ensuring that your insurance has glass insurance should be a top priority if you want to save money.
"No Fault" Claims: How Do No Fault Auto Glass Claims Work in Arizona?
In Arizona, filing a claim for a cracked or damaged windshield does not affect your insurance rates, as it is considered a "no fault" claim.
For smaller chips and cracks, your insurer may first offer a repair, which involves using a special resin to fill the damage rather than replacing the entire windshield.
